Erica Frenay of the Cornell Small Farms Program will host a webinar with Katherine Lynch and Lauryn Drainie of Kiva Zip in New York City. Kiva Zip, part of the international nonprofit,, offers 0% interest loans of up to $10,000.00 for small businesses, entrepreneurs and farmers in the United States. The webinar will be November 10 from 2 to 3 p.m.

Kiva’s big innovation is the concept of “social underwriting” and rather than evaluating a loan application based on credit score or collateral, they evaluate a borrower’s character and network of trust to determine creditworthiness. Loans are crowd-funded on Kiva Zip’s online platform by individuals around the world who invest as little as $25 each.

The webinar will cover:

  • What is Kiva Zip?
  • Who is an ideal Kiva Zip borrower?
  • What are Kiva Zip’s loan terms?
  • What is social underwriting?
  • How can your farm education programs use Kiva Zip as a free tool to support the farmers you work with?

To register, click here.